Everything SpendWise does
One dashboard, honestly described. Here's exactly what each part of SpendWise does and how it works.
Every bank, every currency, one balance you actually trust
Add every account you use — PKR savings, a USD freelance wallet, a EUR client payout account — and see them side by side, plus a combined total converted into the currency you choose.
- Unlimited accounts and currencies on every plan
- Per-account native balances, no rounding surprises
- One combined total in the currency you pick
Drop in a statement, get clean, categorized transactions
Import a PDF or CSV statement from your bank and SpendWise extracts every transaction, matches known bank formats where it can, and falls back to AI-assisted extraction for the rest — then auto-categorizes each line so you're not tagging hundreds of rows by hand.
- PDF and CSV import, no manual data entry
- AI-assisted extraction for statements without a known template
- Auto-categorization learns from your corrections
One screen for everything, a nudge every week
Every account, this month's spend by category, and your recent transactions live on a single dashboard. A weekly snapshot flags what changed and surfaces recurring subscriptions it noticed in your statements.
- Spend broken down by category, per month
- Weekly email snapshot of what changed
- Automatic subscription detection
Set a target, track it against real transactions
Create a savings goal, log contributions as you make them, and watch progress update automatically — no separate spreadsheet to keep in sync with your actual accounts.
- Any number of goals, any currency
- Progress tracked from real contributions
- Visible right on the dashboard
Connect Wise or Plaid, stop re-uploading statements
For accounts held with supported providers, connect via Wise or Plaid and new transactions sync in automatically. Everything else still works perfectly with manual statement import — auto-sync is an upgrade, not a requirement.
- Optional Wise and Plaid connections
- New transactions sync without a re-upload
- Manual import still works for any bank
We never ask for your online banking password
SpendWise never takes your bank login. Statement files are parsed for their transaction data and then discarded — we don't keep the original PDF or CSV. Provider connection secrets are encrypted at rest, and you can export or permanently delete your data at any time.
- Your bank login is never requested or stored
- Uploaded statement files are not retained
- Connection secrets encrypted; export or delete your data anytime
See your money clearly, in every currency you use.
Free to start. Import your first statement in a few minutes — no credit card, no bank login required.
Get started free